Medical Aid Schemes Defined :
A medical aid scheme is a type of insurance that can cover the health related bills of your family. Health insurance can be very useful as doctor’s fees and the cost of medication can really ruin your monthly budget because of the high premiums. By having a health policy, you can avoid any surprises and always be ready for the unexpected.
Medical Aid Schemes in South Africa
There are currently over a hundred medical aid schemes providers in South Africa. Here are some of them:
Aeci Medical Aid Society
Afrox Medical Aid Society
Alliance Midmed Medical Scheme
Altron Medical Aid Scheme
Anglo Medical Scheme
Anglovaal Group Medical Scheme
Barloworld Medical Scheme
Bestmed Medical Scheme
Bmw Employees Medical Aid Society
Bonitas Medical Fund
Bp Medical Aid Society
Building & Construction Industry Medical Aid Fund
Built Environment Professional Associations Medical Scheme (Bepmed)
Cape Medical Plan
Finding the Right Medical Insurer
Now the problem is, with all the different insurers in South Africa, where does one start when looking for the right healthcare scheme for you and your family? You can probably go through the list of providers and call every one of them, but this can take quite a lot of time. Luckily we have made it simple for you.
At the top of the page you will see a banner that says “Click Here to Compare Medical Aid Quotes”. When you click on this banner, you will be taken to a form where you will be asked for some personal details as well as details of the people you want to cover with a the insurance scheme. When you submit the form, we will go through all the healthcare policies and find the ones that will be best suit your needs. We will contact you with the best schemes together with their premiums. All you have to do then is choose the one you like best. That’s it!
Many people don’t think of getting medical aid schemes until they actually need it. Don’t be one of these people – prepare yourself for the unexpected and you will certainly make your life much easier! Medical bills can be very high sometimes, but this doesn’t need to concern you if you’ve got the right healthcare scheme.
Go and compare health insurance quotes now!
Hospital Plan Quotes – Compare Rates Here!
Finding the Right Plan for You
It can usually be very difficult to find a good hospital plan that will meet all the needs of yourself and your family. Many times the monthly, or yearly price will be too much for a family to afford or the plan does not cover all the requirements you prefer. That is why when searching for a new insurance plan, it is a great idea to look for different quotes online.
By doing so, you are able to compare the costs of several different insurers, find out what hospitals accept each plan, and find out how much a specific policy will end up costing you. By comparing quotes, you will have the opportunity to provide excellent care for your family ensuring that they stay healthy at an affordable price you can afford.
Hospital Plan Benefits
There are many helpful benefits included in hospital schemes. Some benefits may vary from one plan to another based on the patients specific needs and the cost of the plan. However nearly every policy available has the benefit of being more affordable than most other medical insurance options. With a hospital insurance plan you only pay for day to day services. This gives you a greater amount of control in how much money you pay in to the company. And because of the day to day coverage, a hospital insurance plan isn’t vulnerable to very much abuse or fraud by members. This allows the prices to stay low since the honest members will not have to make up the money lost from the dishonest ones. Being able to afford a medical scheme for yourself and your family is very comforting for most families who choose to use hospital cover.
Hospital cover plans also cover all expenses during your stay, including the fee for surgeons and anesthesiologists. There are some that require you to be admitted to the hospital in order for a policy to pay for your expenses. Outpatient services and trauma units are typically not considered a hospital stay and therefore would not be paid in some cases. However there is a wide variety of options available in hospital covers, with many that cover all expenses of services performed while at a hospital, whether the patient has been admitted or not. It is up to you to choose a plan that is right for you and your family.
Where to Look for Quotes
Hospital Cover Quotes are very easy to find online. You simply have to go to your favorite search engine and search for hospital plan quotes in your area. A wide range of websites offer plenty of valuable information on many of the leading policies available. Do not pay for a hospital coverage quote. There are several reputable websites online that will offer you a free quote at absolutely no charge to you. There should not be an obligation to purchase a plan either when browsing these sites.
There are also many Independent Medical Aid brokers that may be able to assist you as you purchase a hospital plan or try to find a good hospital plan quote. These brokers are highly trained, respectable individuals who are very knowledgeable in the field of hospital plans and other medical aid options. They can analyze your health condition, or the condition of your family members, along with your current economic situation in order to find the best hospital plan for you. If you have searched online for hospital plans South Africa and are still unsure about the whole process, it would be best to get in contact with a local independent medical aid broker so that they can help you make your decision.
Is a Plan right for me?
You are the best judge when it comes to the health of you and your family. You know your medical history better than anyone else, so you should be able to figure out how much assistance your family will need when it comes to hospital care. A good hospital care policy is an excellent choice for those who only visit the hospital in case of emergency or those who have very little, if any health problems. If you or a member of your family is constantly visiting the hospital to have a variety of tests or exams done, then you may want to consider other healthcare aid options.
The Difficulty of Finding A Hospital Plan
If you are a South African citizen and ever searched around for a hospital plan, you will know how extremely difficult it can be. Firstly, you discover all the different hospital plan providers, and then you need to decide what type of coverage you need. This can be an extremely time consuming task and most of us would just leave the whole thought of getting a hospital plan for another day.
It’s Now Much Easier For South Africans To Compare Hospital Plans
According to this article from PressPortal, there exists a new website called Hospitalplans.net that provide the opportunity to SA citizens to get the best hospital plan according to their personal needs.
Here’s an extract:
Now there exists a website with a solution, called HospitalPlans.net. This site uses modern technology that makes shopping for a hospital plan in South Africa a breeze.
This site is completely free to use and is the one place to go for people searching for an effortless hospital plan comparison. Through a lot of experience and research in hospital insurance plans, the founders of HospitalPlans.net assures that this site can help consumers compare and save on a variety of plans that match not only their personal needs but also their monthly budget.
Now that’s simply amazing! No more searching around from provider to provider – just go to this one site and everything is done for you. So if you are in need of a hospital plan, just visit this site, apparently it has helped a lot of people to save on their hospital plan premiums. They do this by looking at the client’s specific needs and what he/she wants to be covered.
The agent will also give the client a full analysis of the hospital plan costs, explaining what is covered and what not. By doing this, the client can exclude certain options to save even more on their hospital plan.
Well, just wanted to share the great news, thanks for visiting
Ever thought that medical aids have too much paperwork? Well this is why Discovery Health medical aid released a new iPad application that would make all of this paperwork disappear. Doctor’s can use this app to refer you to other doctor’s, prescribe medicine and a lot of other amazing things. Here’s an excerpt from an article on TechCentral.co.za:
Discovery Health has launched an iPad application called HealthID that it claims will ease the burden of paperwork and administration on SA doctors, making it easier for the medical aid administrator to process claims in real time while maintaining patient confidentiality.
Discovery Health SA CEO Jonathan Broomberg says the app is aimed at doctors and specialists. He says ability to make claims and request payment for prescribed medication in real time is saving two to three days in processing time. Doctors can also receive laboratory reports via the app.
Discovery Health Medical Aid Ipad Application
In order to incentivise doctors to use the app, Discovery is offering R15 extra per consultation if a doctor uses the app for 50% of their Discovery patients and submits 75% of chronic illness benefit claims using it.
In September, Discovery will roll out tablet and smartphone apps for its customers that will allow them to view their own records and information.
This app can come in pretty handy, don’t you think? Now, we just have to wait for Discovery Health medical aid to release the app on all other handheld devices.
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This is something a bit different than what we usually write about, but because it is related to our site, we decided to post it anyway. Here’s Whackhead Simpson impersonating a medical aid company and giving some lady a hard time about her policy.
Whackhead Simpson Pranks – Impersonating Medical Aid Company
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Aaron Motsoalidi, the current minister of health said that because 70% percent of doctors work in the private sector, he asks 4 hours of them every day. This will be funded by the R1 million budget that the minister of finance allocated to the National Health Insurance (NHI).
“Seventy percent of doctors in South Africa are in the private sector, and only 30% of them are in public or government institutions. This, compared to the 84% of people who rely on public health institutions, means that we need doctors in private practice to play a significant role,” said Motsoaledi.
“I am meeting them as part of the pilot [project] because we want them in. I request them to give us four hours of their time every day. They must choose the clinic where they will see people who do not have medical aid,” said Motsoaledi.
Read the full article at TimesLive